When I entered college I instantly realized that there were things I needed to know that mom and dad forgot to teach me. I know there are thousands of other college students out there that were (and are) in the exact same predicament I was in. While I’m certainly not your mother, I trust that the following information will be of great use to you.
Everything students ought to know before enrolling in college simply can’t be covered in a short article like this, but I will quickly cover a few important things including money management, finding financial aid, cooking, and time management.
Managing Your Money:
These are my three tips for managing your money.
1- Create a budget. I know it’s hard in the beginning but it will really reduce financial tension. If you do not even know where to begin, search the internet or ask your friends or parents to help you.
2- Never spend more than you make. If you are spending more money than you are making you have two options: increase your income or decrease your expenses. There are hundreds of ways to reduce your expenses, but you may need to get creative.
3- Pay your bills on time. Just do it. Do not get into more debt than you have to.
Finding Financial Assistance:
The most common way to obtain financial aid is through acquiring scholarships, grants, and loans. You can find scholarships at the school you are planning to attend, online, through clubs, businesses, and organizations. Open your eyes to scholarships and you’ll find that they are everywhere.
The most popular way to obtain a grant is through the government. In order to do this you must fill out a Free Application for Federal Student Aid (FAFSA). Fill out this application on the internet or in your financial aid office.
You have two options for student loans: Federal and private. Some Federal loans are the Stafford, Perkins, Parent PLUS, and Graduate PLUS loans. A private loan can be taken out through a financial institutions.
Contrary to popular belief, cooking doesn’t have to be complicated. You can find an abundance of easy recipes in books that were written specifically for college students. You ought to consider purchasing one of these great recipe books.
If you don’t feel like getting out the cook book simply look at the food you have, decide what items would taste good together, and toss them into a pot or frying pan. Most meals are meat based with vegetables and sometimes noodles or rice.
Time is precious, manage it wisely. Here are some of my time management tips:
1. Prioritize- As long as you get the really important things done, nothing else matters.
2. Schedule- Everyone needs a different kind of schedule. Try out different schedules to determine what works best for you. Without a schedule the majority of college students end up loafing, being pulled away by friends or distracted by events and consequently, getting behind in their studies.
3. Follow the Schedule- If you are in class, BE in class. Do not dose off or text your friends. If the teacher is really boring, do your homework from another class. If it is time to study, study. Do not go to the library for an hour just to end up gazing out the window for forty five minutes. When it is time to relax, relax. Follow your schedule.
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