Advice on Continuing Care Retirement Communities

The increasing number of senior citizens from the baby boomer generation has made the business of retirement communities a very lucrative one. As a result, retirees must scrutinize the retirement community they intend to join and find out as much about it as they can.

For many of these retirees, moving to a retirement community is inspired largely by the desire for their changing needs to be met over the years. As such, joining a retirement community must not only take into consideration the services that will be among the immediate services availed, but also the other available services in the facility that they may require as aging begins to take a more obvious toll on them. Because such communities are joined as retirees begin to age, the services available over the long-term must be prioritized.

Of the options available among communities, the continuing care retirement community seems to be best able to respond to this change in services required over time, without causing undue stress as these retirees transition. Continuing care communities recognize the eligibility of seniors ranging from those who are able to live independently, to those who need some assistance, and even to those who may need to be cared for continuously by a registered nurse. This is because unlike other formats of communities for retirees, continuing care communities commit to care for a retiree regardless of what needs they may have in the future.

As such, this means that seniors can move to whatever available housing options are available within the same retirement community as their needs change. For instance, a previously independent senior can be moved from a single detached home to an assisted living apartment the moment that they require assistance for activities over the course of the day.

Alternately, if they begin to need supervised nursing care, they can be moved to a nursing home facility within the same community, where they will occupy furnished single rooms within a single nursing home complex. The moment their conditions improve to the point that they can again live independently, they may move back to their single detached homes within the same community.

As implied previously, the benefit of a continuing care community that commits itself to continuous care over the years is the fact that services required adjust based on current needs. Because a senior moves residences within the same community over the course of their years, they do not have to repeatedly adjust to new surroundings, except for the first adjustment required of them the moment that they move in to the retirement community the first time around.

Otherwise, despite the change in their needs and living arrangements, they are able to enjoy the company of the same seniors in the same retirement community. This enables them to foster long-term relationships, and even helps them have a network of support through whatever changes their lives may undergo.

Those seniors who opt for an assisted living arrangement immediately and not a continuing care facility instead move to the assisted living facility the moment the need arises, and pays from that point onwards. They move back out into whatever living arrangements they had previously the moment that they no longer wish to avail the assisted living services that they are paying for.

Continuing care retirement communities vary in fee schedules, depending on the payment package availed. Those who want unconditional care over the course of the life of the patient, regardless of the nature of needs, may pay more than those who will pay for additional medical services in the facility the moment they become required.

The more expensive, lifetime care option, however, holds least risk in cases where nursing services may be extensive in the future.